New federal government’s Credit Aware Verification Reporting https://paydayloan4less.com/payday-loans-ma/revere/ System (CAIVRS) is actually a database created by the latest U.S. Agency out of Construction and Metropolitan Advancement (HUD) to track people who have defaulted on government obligations, as well as lead otherwise protected government fund, sustained a national lien otherwise view otherwise had a state paid down by among government businesses.